Introducing Appraisal Institute Insurance Trust

formerly REAGIT

The Appraisal Institute Connection

The Appraisal Institute has been a leading voice in the real estate industry for decades, providing practical benefits and top-notch resources to help members navigate their personal and professional lives.

The Appraisal Institute Insurance Trust (AIIT) is proud to serve the AI cause as the organization's exclusive insurance provider. Formerly known as the Real Estate Appraisers Group Insurance Trust (REAGIT), AIIT is now forging a new path to connect you with the insurance options that will help leave a lasting impact on the lives of those you love.

We've revamped our look and enhanced select products, pushing the boundaries of what you can expect as an AI Professional. This modern approach will make it easier than ever to secure coverage for you and your family, allowing you to help protect the most important aspects of your life.


To our current insureds: Coverage secured through REAGIT will continue uninterrupted, with the same dedicated support you've grown to depend on from us.

Insurance Premium Reductions

From 2011 — 2016, we've given out over $260,000 in premium credits to drive down costs for our insureds. We're thrilled to announce our upgraded premium credit schedule, which will drive down costs for our group term life and group disability income plans even more. This is our way of saying thank you for your continued support.

This updated premium credit schedule will go live January 1, 2018, and will not reset the number of years insured for current policyholders.

Number of Years Insured through AIIT's Group Term Life Insurance Percentage of Cost Reduced by Premium Credits
3-5 15%
6-10 16%
11-15 17%
16-20 18%
21+ 20%

In addition, insureds covered by our group term life and group disability income plans will receive an extra 5% premium discount each year on both products.

All other insurance plans receive a yearly 15% premium credit, regardless of how long the policy has been in effect.

Note: Members with group term life or group disability income plans receive a 20% discount during the first two years of being insured. The premium credit schedule will go into effect during the third year of group term life coverage.

Member Benefit Product Enhancements

We're also expanding the age limits for our term life and hospital indemnity plans, allowing wider access to members who need it most.

Group Term Life Insurance Age Changes

  • Children can now stay on your plan until age 30
  • You can now apply for coverage until age 67

Group Hospital Indemnity Insurance Age Change

  • The termination age for coverage has increased from 65 to 70

These discounts and plan upgrades are just one way for us to demonstrate our renewed commitment to providing AI Professionals with the best insurance options available.

Premium credits are not guaranteed and may vary from year to year depending on claims experience. The Trustees of AI Insurance Trust and New York Life Insurance Company have agreed upon this years's credit amount.

The AIIT Group Term Life / Disability / Hospital Indemnity Insurance Plans are underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No(s). G-13776-0 (Term Life) / G-13776-2 (Disability) / G-13776-4 (Hospital Indemnity) on Policy Forms GMR-FACE/G-13776-0 (Term Life) / G-13776-2 (Disability) / G-13776-4 (Hospital Indemnity). Complete details, including features, costs, eligibility, renewability, limitations and exclusions are in the Certificate of Insurance. Certain state restrictions apply.

Full Product Offerings

The following list of insurance products reflects our mission to provide financial security and peace of mind to AI Professionals throughout every stage of life.

Click on the insurance plans you're interested in to learn more or apply.

Pearl Health Care Exchange

The Pearl Health Care Exchange allows AI Professionals to shop for private health insurance plans through Pearl Insurance. Choose from different providers, coverage levels, and benefit choices to find what's best for you.

Start Shopping

Frequently Asked Questions

We've put together answers to common questions you may have about our new name and look. If you have any additional questions, please reach out to us through the contact form at the bottom of this page.

1. Why did you change your name from REAGIT to AIIT?

We changed our name to AIIT to better connect our comprehensive insurance solutions with AI Professionals. The REAGIT name limited our outreach potential, and caused confusion about our standing within the Appraisal Institute.

2. When will I start to see the new AIIT brand?

The AIIT brand officially launched at the 2017 International Valuation Conference, held in June. The branding will continue for years to come.

3. As a current policyholder, do I need to do anything different now that I'm covered through AIIT?

No, your coverage will continue uninterrupted. Your policy is underwritten by one of our insurance provider partners, and will remain that way. The relationships we have with our partners are not changing.

4. I have a REAGIT policy. Will my insurance plan change?

The only potential changes to your policy are the ones listed in our Premium Reductions and Product Enhancements section. If you've already secured one of the listed plans through REAGIT, your coverage will automatically upgrade. You don't need to take any action for these upgrades to apply, and your coverage will continue uninterrupted.

5. Do I have to update how I pay my bill for my current coverage now that you are AIIT?

No, you do not have to update anything. Your eligibility, billing, and payment information is still in our record system. You can continue to login through our website with the same user name and password you set up with REAGIT. Our new name, look, and product enhancements are the only updates. These changes will not impact how you pay your bill or how you access your account information.

Contact Us

Have a question that's not answered above? We'd love to help! Just drop us a line below, and we'll be in touch.

AIIT Program Administrator

1200 E. Glen Ave.
Peoria Heights, IL 61616

ph. 800-222-9958
fx. 866.817.9009
em. Customer Service

California Insurance License #076076; AR #1322